#travel-insurance

A clear-eyed framework for picking a policy that actually covers the things that go wrong in SEA — scooters, islands, dive boats and all.

Thailand

AXA Sawasdee is the policy Thailand's own travel sites push hardest. It's reasonable, locally fluent, and not the best plan you can buy. Here's the honest comparison.

Indonesia

Indonesia rewards travelers who plan well and punishes those who don't. A buyer's guide that starts with what Bali actually needs covered — then judges the insurers against it.